How to Save Money Shopping Online ?
Cashback, Flash Sales and Refurbished Tech
Joko, The Bradery, BackMarket — three complementary tools to spend less without changing your habits. 2026 guide with referral bonuses.
The Parrainage Hub Team
Published 8 June 2026 · referral bonus experts since 2024
In summary:
- • Joko generates automatic cashback on your everyday purchases without changing any shopping habits
- • The Bradery gives access to premium brand flash sales at up to -70% off, with €15 off your first order
- • BackMarket lets you buy certified refurbished tech at up to -70% vs. new, with €10 off your first order (min. €100)
- • These three tools are complementary — you can activate all three simultaneously to maximise savings
- • Referral codes are valid as of 8 June 2026 — check official conditions before signing up
Introduction
Most online shoppers leave money on the table with every order — not from lack of discipline, but because they are unaware that tools exist to recover part of what they spend, or to access lower prices on the same products. In 2026, three platforms stand out for English-speaking shoppers : Joko for automatic cashback, The Bradery for premium brand flash sales, and BackMarket for certified refurbished electronics at slashed prices.
This guide compares all three in detail: how they work, how much you can save, and the real conditions for unlocking each referral bonus. The approach here is not to pick one over the others, but to understand how to combine them according to your spending habits.
Joko: cashback that activates itself
Joko's proposition is straightforward: connect your bank account once, and the app automatically detects your purchases at partner merchants and credits cashback. No affiliate link to click before each order, no code to remember, no claim form after purchase. Cashback appears in your Joko balance a few days after the transaction is confirmed.
Thousands of partner merchants
Joko lists thousands of partner merchants : supermarkets (Auchan, Lidl, Carrefour), transport (Uber, SNCF, Vinted), food delivery (Uber Eats, Deliveroo), fashion (Zara, Mango) and electronics. Cashback rates vary by merchant and by promotional period, with boosted rates during specific campaigns.
The bank connection uses DSP2 open banking APIs regulated by France's ACPR — Joko has read-only access to your transactions and can never initiate a payment. This is the same security tier as aggregator apps like Bankin' or Linxo. See full terms on the Joko referral page.
Joko referral bonus: up to €3 to start
At sign-up, enter the referral code wwemug to receive a starter bonus of up to €3, credited after your bank account is connected. The amount is modest, but reflects Joko's nature as a cumulative tool. A user who spends €500/month at partner merchants can realistically earn €5–15/month in cashback without any additional effort.
Good to know: your accumulated Joko balance can be withdrawn as a bank transfer or donated to a charity. It does not expire as long as your account remains active.
The Bradery: daily premium brand flash sales
The Bradery is a private sales app that launches new events daily — fashion, homeware, beauty, sport — with discounts of 30% to 70% off retail prices. The catalogue stands apart from generic clearance platforms through the quality of its curation: Sézane, Maje, Bash, A.P.C. and other French and European independent designers regularly run sales here. Note: this is a French-market platform and shipping is with.
How flash sales work
Each sale runs for 3 to 7 days. Items labelled Fast Delivery are in stock and dispatched within 72 hours; other items are ordered from the brand when the sale closes, with longer delivery times (typically 2 to 3 weeks). The app sends a push notification when a brand you have saved as a favourite launches a new sale.
The Bradery referral bonus: €15 off your first order
The The Bradery referral programme gives €15 off your first order from €50. Activation is via a referral link — there is no alphanumeric code to enter. The voucher has a limited validity period (typically 30 days): use it as soon as a sale that interests you is live.
A first purchase at €60 costs €45 in effect — a 25% further discount on top of the flash-sale price already 50% below retail. On a €120 retail item bought at €60 in a flash sale, then with the €15 referral applied, you pay €45 — saving €75 in total.
Important: The Bradery's referral bonus is activated via a link, not a code. Click the referral link before creating your account — once registered without a link, it cannot be applied retroactively.
BackMarket: certified refurbished tech up to -70%
BackMarket is Europe's leading marketplace for certified refurbished electronics. Approved refurbishers restore smartphones, laptops, tablets, headphones and home appliances, test every component, and sell them with a mandatory 12-month contractual warranty. The savings versus new are real and measurable: an iPhone 15 Pro new at €1,299 can be found in 'Very Good' condition for €750–850 on BackMarket.
Condition grades and warranty
BackMarket uses three main grades: Like New (Parfait état — no visible wear, battery ≥ 85%), Very Good (Très bon état — very minor imperceptible marks) and Good (Bon état — light visible marks, fully functional). All products include 12 months of contractual warranty, a 30-day return policy, and an integrated after-sales service platform.
BackMarket referral code: €10 off your first order
For new customers, the code 0b2244179d4335f1 gives €10 off your first order from €100. Enter this code in the "Promo code" field at checkout. It cannot be combined with other active promotions and is reserved for new accounts. See the full offer on the BackMarket referral page.
Beyond the immediate saving, buying refurbished on BackMarket is one of the highest-impact purchasing decisions environmentally: a refurbished smartphone produces up to 77% less CO₂ than an equivalent new device, according to sector studies.
Shopping referral comparison 2026
Valid as of 8 June 2026 — check official conditions before signing up
Which strategy fits your profile?
You shop regularly
Start with Joko: one installation and cashback accumulates automatically on all your purchases at partner merchants, online and in-store. No effort, no friction — individual gains are modest but add up meaningfully over a year.
You love fashion and brands
The Bradery is for you. Activate the referral link for €15 off your first order, then open the app each morning for the day's sales. Save your favourite brands to receive alerts when they launch.
You need to upgrade your tech
Check BackMarket before buying anything new. Smartphone, laptop, headphones, tablet — the refurbished catalogue covers virtually every need at 40–60% below new retail. The €10 referral bonus is extra savings on an already substantial discount.
You want to maximise every euro
Activate all three in parallel. Joko runs in the background, The Bradery replaces full-price fashion purchases, and BackMarket becomes your default for tech. Together, this strategy can deliver €100–300 in real annual savings without changing your budget.
Combining shopping tools with other referral bonuses
Shopping referral bonuses do not compete with other bonus types — they complement them. A user who has already activated a bank referral bonus (Fortuneo, BoursoBank) and a crypto referral bonus (Binance, Coinbase) can perfectly overlay Joko, The Bradery and BackMarket on top of their existing spending.
The core rule: each referral category covers a different dimension of your spending. Your bank referral optimises your current account, your crypto referral your invested savings, and your shopping referrals your everyday consumption. There is no exclusivity between categories. To go further, read our guide on how to earn €600 with referral bonuses — a full plan combining the best offers across every category.
Conclusion: three tools, one strategy
Joko, The Bradery and BackMarket each cover a distinct angle of spending optimisation: passive cashback, below-wholesale pricing on premium fashion, and certified refurbished tech. None is magic in isolation, but together they form a coherent strategy that can represent several hundred euros in real annual savings — without changing your lifestyle.
Start with Joko if you want zero behaviour change. Add The Bradery if you buy fashion online. Default to BackMarket for any tech purchase. And if you want to push further, read our guide to the best bank referral bonuses 2026 to complete your savings strategy.