CIC Referral: Your bank in a moving world

Verified on 12 May 2026

📅 Offer updated on May 18, 2026

Enjoy a bank close to you. By using my referral, you benefit from an exclusive welcome bonus or pricing advantages upon opening your account.

Your referrer's review

"The good compromise between an online bank and a traditional bank. My advisor can be reached on his direct line (no call center). The mobile app is one of the highest-rated and very ergonomic."

Benefits:

Welcome bonus offered upon opening
Easier access to a Gold or Premier card
Application fees waived on certain products

Conditions:

Be a new CIC client
Contact me for the official invitation

Contact me for the offer

How to take advantage of the offer CIC ?

1Contact me via the button below so I can send you the official invitation.
2Receive the CIC referral email.
3Make an appointment at an agency (or online) to open your account.
4Present the invitation upon opening.
5Enjoy your welcome benefits.
6Note: it is also possible to go to the teller with the referral code 12GZ7.

Learn more about the referral offer for CIC

Open an account at CIC and enjoy an exclusive referral bonus. As a referee, access premium banking services and a dedicated advisor. Discover the advantages of Crédit Mutuel-CIC and start your banking relationship with a financial bonus.

Who is this for?

Ideal for people seeking a traditional bank with dedicated advisers and a personalised banking relationship, while still benefiting from a welcome bonus.

Compare with other offers

Offer	Bonus	Condition
Fortuneo	Up to €130	Gold card + 1 payment
BoursoBank	Up to €150	Card + 1 payment
Revolut	Up to €200	3 payments of €5+

Frequently Asked Questions

What is the CIC referral bonus?

The CIC referral usually offers a cash bonus, paid to the referee after account opening and fulfillment of the required conditions.

How to take advantage of the CIC referral?

When opening your CIC account, you must enter the referral code provided by your referrer or use their invitation link.

What are the conditions to get the premium?

You must be a new customer, open a CIC checking account, activate your card and make a minimum first deposit according to the current offer.

When is the CIC premium paid?

The premium is generally credited to your CIC checking account a few weeks after validation of the opening and the conditions of the offer.

Are there specific eligibility conditions?

Yes, certain conditions such as a minimum age, income domiciliation or the activation of a payment method may apply depending on the offer.

Why choose CIC?

To have a dedicated advisor while taking advantage of high-performance digital tools. Ideal for complex projects (real estate loans, pro).

Is the offer national?

Yes, the referral works in all CIC agencies in France.

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To ensure accuracy, we rely on official sources.
See the official referral conditions for CIC

Transparency: Access Open Data - Raw list of all referenced offers.