Fortuneo Referral - Variable bonus up to €130 (depending on card)

Verified on 7 May 2026

📅 Offer updated on May 18, 2026

Join Fortuneo and enjoy an attractive referral bonus for opening your first bank account with a free Gold Mastercard.

Your referrer's review

"A client for over 4 years, I use Fortuneo as my main bank. The lack of fees abroad and the virtual card for online purchases are the two biggest assets for me. The app is reliable and customer service is responsive."

Benefits:

Welcome bonus up to €130
Free Gold Mastercard
Among the lowest banking fees on the market
€120 offered for Life Insurance
€80 offered for a PEA (Stock Savings Plan)

Conditions:

Subject to income or savings conditions
Valid for a first account opening

Code:13403207

How to take advantage of the offer Fortuneo ?

1Click on the account opening link or enter the referral code 13403207 in the form.
2Fill in your personal information and choose your card (Fosfo, Gold, or World Elite).
3Send your supporting documents (photo, ID, proof of address) directly online.
4Make the initial deposit (usually €300) to activate the account.
5Receive your welcome bonus directly in the account within 30 days.

Learn more about the referral offer for Fortuneo

Open a bank account with Fortuneo in May 2026 and enjoy an exceptional referral bonus. With the referral code, you will receive up to a €130 welcome bonus and a free Gold Mastercard. Fortuneo is recognized as one of the cheapest online banks. I invite you to use this Fortuneo France referral link or code to receive a bonus when you open your account.

Who is this for?

Ideal for working adults looking for a fee-free online bank with a free Gold Mastercard. Especially beneficial if you have regular income.

Compare with other offers

Offer	Bonus	Condition
BoursoBank	€80	1 received transfer
Revolut	Up to €200	Varies by period
CIC	Variable	Account opening

Frequently Asked Questions

What is the Fortuneo referral bonus?

The Fortuneo referral premium can vary depending on the current offer and the chosen product (bank card, stock account, life insurance), with bonuses often ranging between several tens and a few hundred euros.

How to use the Fortuneo referral code?

The code must be entered in the registration form when opening the account, generally in the field provided for this purpose.

What are the conditions to get the bonus?

The conditions depend on the type of product chosen (e.g., bank card with minimum deposit, opening a stock or life insurance account with a set deposit).

When is the Fortuneo premium paid?

The bonus is generally paid into the bank account within a few weeks after the account is activated and the required conditions are met.

Are there specific eligibility conditions?

Yes, being a new Fortuneo customer, making the minimum required deposits, and respecting the conditions related to the chosen product are necessary to obtain the referral bonus.

Where to enter the Fortuneo referral code?

The code must be entered right from the first step of the online registration form, in the 'Referral code' box located at the very bottom of the page.

Do I have to domicile my income to get the bonus?

No, domiciling your income is not mandatory at Fortuneo to get the referral bonus or the Gold card.

When is the Fortuneo premium paid?

The bonus is paid into your new bank account within an average of 30 days after the activation of your bank card.

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See the official referral conditions for Fortuneo

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