Miimosa Referral Code - up to €25

Your referrer's review

"What brought me to MiiMOSA was a gradual awakening about farming and food. I'd started taking more interest in short supply chains, buying more through local farm cooperatives, and questioning how French farmers actually make a living from their work. And I realised that even by buying local, I was only doing half the job. Financing is often the bottleneck that prevents a farmer from going organic, buying market gardening equipment, or installing an efficient irrigation system. Traditional banks are cautious with these projects, which involve transitions whose return on investment is hard to model. MiiMOSA allows individuals like me to lend directly to farmers and producers to finance these transition projects. The rates are attractive, the projects are presented with precise information about the farm, the financing objectives, and exactly where the collected money will go. I've financed a market gardener who wanted to develop production of forgotten heritage vegetables, a winemaker converting to organic, and a poultry farmer building a welfare-standard henhouse. What I particularly like about MiiMOSA is that some producers offer in-kind rewards: bottles of their wine, vegetable boxes, poultry in autumn. It's a way of creating a human and concrete bond between investor and producer. When I received a parcel of heritage vegetables from the market gardener I'd helped fund, it was a satisfaction that no stock market investment can offer. The security of the investment is lower than government bonds — agriculture faces real climatic and economic risks. But MiiMOSA presents these risks honestly, and the project selection is rigorous. The €25 bonus for a first loan of at least €100 via referral is a great way to discover the platform. If you want your money to have a direct social and environmental purpose in France, MiiMOSA is a path worth exploring."